Furniture Row Credit Card: Financing Your Home Furnishings

Financing furniture can be a big decision, but the Furniture Row Credit Card makes it easier. This card offers special financing options, making it simple to buy the furniture you need without breaking the bank. From no-interest plans to easy monthly payments, there are many ways to manage your purchases. Plus, the card comes with other perks like exclusive sales and promotions.

Key Takeaways

• The Furniture Row Credit Card offers special financing options, including no-interest plans and equal monthly payments.
• You can manage your Furniture Row Credit Card account online, making it easy to keep track of your payments and balances.
• Exclusive promotions and sales events are available to cardholders, providing additional savings.
• Delivery and setup services range from basic drop-off to full-service assembly in your home.
• Customers can customize their furniture, choosing from various materials, finishes, and sizes to fit their needs.

Understanding the Furniture Row Credit Card

Key Features and Benefits

The Furniture Row Credit Card offers a variety of exclusive benefits to help you furnish your home affordably. With this card, you can enjoy special financing options, money-saving offers, and the convenience of online account management. Here are some key features:

• No Interest Payment Plans: Spread your payments over time without incurring interest, making it easier to manage your budget.
• Exclusive Promotions: Access to special sales events and discounts that are only available to cardholders.
• Online Account Management: Easily manage your account, make payments, and track your spending online.

Eligibility and Application Process

Applying for the Furniture Row Credit Card is straightforward. To be eligible, you need to meet certain credit criteria. Here’s how you can apply:

1. Visit a Furniture Row Store: You can apply in person at any Furniture Row location.
2. Online Application: Alternatively, you can apply online through the Furniture Row website.
3. Approval Process: Once you submit your application, you will receive a decision quickly, often within minutes.

Managing Your Account Online

Managing your Furniture Row Credit Card account online is simple and convenient. Here’s what you can do:

• View Account Statements: Keep track of your purchases and payments by viewing your statements online.
• Make Payments: Pay your bill online to avoid late fees and keep your account in good standing.
• Track Spending: Monitor your spending to stay within your budget and manage your finances effectively.

At Furniture Row Lone Tree, we understand that each customer has unique tastes and preferences. Our credit card program is designed to offer flexible payment options that cater to your individual needs.

By taking advantage of these features, you can make your home furnishing experience more affordable and manageable.

Exclusive Financing Options

60 Months No Interest Plan

Our 60 Months No Interest Plan is perfect for those looking to make a big purchase without the immediate financial burden. For purchases of $1,999 or more, you can enjoy no interest for 60 months. Equal monthly payments are required, and a promo fee of 2% of the amount financed will be included in your monthly payments. No down payment is needed except for the sales tax and delivery charges, which can be paid using another payment method.

Equal Monthly Payments Explained

With our financing options, you can spread the cost of your purchase over equal monthly payments. This makes it easier to manage your budget while still getting the furniture you love. The monthly payments are calculated by dividing the total purchase amount by the number of months in the financing term. This way, you know exactly what you'll be paying each month.

Promo Fees and Down Payments

When you opt for our financing plans, a promo fee of 2% of the amount financed will be included in your monthly payments. This fee helps cover the cost of offering long-term financing. Additionally, no down payment is required except for the amount equal to sales tax and delivery charges, which can be paid using another payment method.

Our financing options are designed to make it easier for you to furnish your home without breaking the bank. Whether you're looking for a no-interest plan or equal monthly payments, we've got you covered.

Delivery and Setup Services

Store-to-Door Drop Off

Our Store-to-Door Drop Off service is convenient and contact-free. We deliver your purchase to your front door without ever stepping foot inside your home. The product will be dropped off in its packaging and placed on the doorstep of your home or garage. Customers will be responsible for setting up furniture and disposing of all packaging. Assembly instructions are included for easy setup. A person 18 years or older must be present to receive this delivery.

Premium Delivery & Set Up

Our Premium Delivery & Set Up service offers full-service delivery and installation. We deliver and assemble your product in the room of your choice, so you can relax and let us do all the heavy lifting. The product will be unwrapped, assembled, and placed in the room of your choice before being inspected and tested with your approval. All packaging materials will be hauled away by the delivery crew.

Scheduling and Tracking Your Delivery

Scheduling and tracking your delivery is simple and straightforward. Once your order is ready for delivery, you will receive a notification with available delivery dates and times. You can choose the most convenient option for you. On the day of delivery, you can track the delivery crew's progress in real-time, ensuring you know exactly when to expect your new furniture.

Customer Reviews and Testimonials

How to Leave a Review

Leaving a review for Furniture Row is simple and quick. Your feedback helps us improve and serve you better. To leave a review, visit our website and navigate to the product or store you wish to review. Click on the 'Leave a Review' button and share your experience. You can also share your experience with the BBB and Furniture Row.

Benefits of Reviewing Products and Stores

When you leave a review, you help other customers make informed decisions. Reviews provide insights into product quality, customer service, and overall satisfaction. Additionally, your feedback helps us identify areas for improvement and recognize outstanding service.

Real Customer Experiences

We value the opinions of our customers and encourage you to read real customer experiences. These testimonials offer a glimpse into the quality and service you can expect from Furniture Row. View customer reviews to see what others are saying and share your own experience to help us continue to provide excellent service.

Special Promotions and Offers

Seasonal Sales Events

We love showing our customers appreciation, and one of the best ways we can say “thank you” is by helping you save even more money whenever you shop with us! We offer a huge number of furniture sales throughout the year, such as sensational 4-Day Sales Events over major holidays. These events are perfect for finding great deals on a wide range of products.

VIP Sales for Returning Customers

Our returning customers are very important to us. That's why we have exclusive VIP Sales just for you. These sales offer special discounts and early access to new collections. It's our way of saying thank you for your loyalty.

Gift Certificate Opportunities

Want to give the gift of choice? Our gift certificates are a great option. They can be used on any purchase, making them a versatile gift for any occasion. Plus, we often run promotions where you can win a $500 gift certificate just by leaving a review of a product or store location.

Don't miss out on these amazing opportunities to save and enjoy more benefits as a valued customer.

Customizing Your Furniture

Amish Furniture Customization

Our Amish furniture is crafted by skilled artisans in Indiana, showcasing traditional craftsmanship and unique designs. You can customize almost every aspect of these beautiful pieces when you order in-store. Choose from five types of wood and over 30 unique stains. Select the leg style and hardware that complements your home’s decor. For items with fabrics, you can pick from a range of colors, textures, and prints to create a look that speaks to you. You can even adjust the size of the item to fit perfectly in your space.

Choosing Materials and Finishes

Many of our upholstered furnishings can be customized in a variety of stylish fabrics and materials. This allows you to create a piece that complements your existing decor and reflects your unique taste. Selection and pricing vary by vendor, but each offers an extensive collection of fashionable colors and in-demand materials. This makes finding the perfect upholstery for your space easy and hassle-free.

Personalizing Size and Style

Have you ever found a sectional, sofa, or chair that would be perfect if only you could make a few changes? Our customization process lets you build the frame you need piece by piece on various upholstered products. You can also customize the orientation of larger items like sectionals or choose the right configuration of sofas, loveseats, and ottomans. Some items can even be custom-ordered to include premium features like a power recline system or a pull-out sleeper bed. Tailor your next piece so it fits your space perfectly and delivers a look you’ll love for years to come.

Customizing your furniture allows you to create pieces that are not only functional but also a true reflection of your personal style.

Navigating Financing and Payments

Prequalifying for Credit

Before you dive into financing your new furniture, it's a good idea to see if you prequalify for credit. Prequalifying doesn't affect your credit score and gives you a clear picture of your purchasing power. You can easily check this online by providing some basic information.

Making Payments Online or By Mail

Paying your Furniture Row Credit Card bill is simple and convenient. You have two main options:

1. Online Payments: Log in to your account and set up one-time or recurring payments. You can choose to pay the statement balance, the total minimum payment due, or a custom amount.
2. Mail Payments: Send your payment by mail. Make sure to include your account number on the check to ensure it's applied correctly.

Understanding Layaway Options

If you're not ready to make a full purchase right away, layaway can be a great option. With layaway, you can reserve your items and pay for them over time. Here's how it works:

• Select Your Items: Choose the furniture you want to put on layaway.
• Make a Deposit: Pay a small deposit to hold the items.
• Pay Over Time: Make regular payments until the balance is paid off.
• Pick Up Your Items: Once fully paid, you can take your furniture home.

Layaway is a flexible way to ensure you get the furniture you love without the pressure of immediate full payment.

Navigating financing and payments with the Furniture Row Credit Card is designed to be straightforward and user-friendly. Whether you're prequalifying for credit, making payments, or using layaway, we've got you covered.

Navigating the world of financing and payments can be tricky, but we're here to help. Whether you're looking for the best credit cards or personal loans, our website has got you covered. We offer easy-to-understand comparisons and guides to make your financial decisions simpler. Visit our site today to find the best options for you!

Conclusion

In summary, the Furniture Row Credit Card offers a practical solution for financing your home furnishings. With options like no interest for 60 months on qualifying purchases, it makes buying big-ticket items more manageable. Plus, the card provides exclusive deals and promotions, adding even more value. Whether you're furnishing a single room or your entire home, the Furniture Row Credit Card can help you achieve your dream space without breaking the bank. So, if you're looking for flexibility and convenience in your furniture shopping, this card is worth considering.

Frequently Asked Questions

What is the Furniture Row Credit Card?

The Furniture Row Credit Card is a special card you can use to buy furniture at Furniture Row stores. It offers exclusive financing options and special deals.

How can I apply for the Furniture Row Credit Card?

You can apply for the Furniture Row Credit Card in-store. Just ask a sales associate for help, and they will guide you through the application process.

What financing options are available with the Furniture Row Credit Card?

The card offers several financing plans, including a 60-month no-interest plan for purchases over $1,999. There are also equal monthly payment plans and other special promotions.

Can I manage my Furniture Row Credit Card account online?

Yes, you can manage your account online. You can check your balance, make payments, and see your transaction history by logging into your account on the Synchrony website.

Are there any fees or down payments required for the financing plans?

For some financing plans, there may be a promo fee of 2% of the amount financed. No down payment is required except for the sales tax and delivery charges, which must be paid with another payment method.

What should I do if I have questions about my Furniture Row Credit Card?

If you have any questions, you can call Synchrony customer service at 1-877-295-2080 or visit the MySynchrony website to manage your account and find more information.